Get £5 free when you sign up to Monzo and make your first card payment.
Monzo is a UK digital bank that runs entirely through an app. If you sign up using a Monzo referral code and make your first card payment, you’ll receive £5 free.
What do you get with this Monzo referral?
When you sign up using my referral link:
You get £5 free
I also get £5
The reward is paid after your first card payment
There are no hidden conditions beyond completing signup and using the card once.
What is Monzo?
Monzo is a fully licensed UK bank with FSCS protection up to £85,000. It’s designed for everyday spending rather than complex banking, and everything is managed through the mobile app.
It works well as:
- A main current account
- A secondary spending account
- A travel-friendly card
Why people use Monzo
- No monthly fees
- Instant spending notifications
- Simple budgeting and spending categories
- Easy savings pots
- Fee-free card payments abroad
You can open an account in minutes and manage everything from your phone.
How to get the £5 Monzo bonus
- Click the referral link below
- Download the Monzo app
- Complete the signup and ID check
- Make any card payment using your Monzo card
£5 is added to your account
That’s it.
Is Monzo worth it?
Yes, if you want a straightforward, no-hassle bank account.
It’s especially good for day-to-day spending and tracking where your money goes.
It’s less suited if you need:
- In-branch services
- Complex joint accounts
- Business banking features
For personal use, it’s solid.
My take
I’ve used Monzo as a spending account for years. The instant notifications and clear breakdown of spending make it easier to stay on top of money without thinking about it. It just works.
Get your Monzo £5 referral bonus